If ever you are in a car accident in the state of Louisiana,it is important to know all of the laws and consult with a -. There are a lot of options for people who end up getting injured because of someone’s else causing the accident. It just takes some time and some smart decisions. Here are the most important Louisiana injury laws to know.
The most important thing to know in the state of Louisiana is that they operate with a fault system. That means the at-fault driver is responsible for not only injuries,but property damage as well. A person can file a claim with the driver’s insurance,or their own insurance after an injury. If filing with their own insurance,they will later seek compensation from the responsible party.
A person in Louisiana must have liability coverage,and failure to do so can result in a penalty,license suspension and more. The bare minimum in Louisiana is coverage for $15K for injury to one person,$30,K for injuries to two or more people and $25K for property damage. That might sound like a lot,but expenses can add up in a hurry.
When making a claim,it is also important to know that in Louisiana,a person has exactly one year to file a personal injury lawsuit. This is enough time for people to not only access their injuries,but get things together as far as legal matters are concerned. No one wants to feel rushed when putting it all together,so a year of time should be enough.
Finally,remember that there is a chance in Louisiana that more than one person can be at fault for a vehicle accident. This is not always the case,but it is one of the states that has that. There is a chance that payout could only come in a percentage.